Melbourne Mercer Global Pension Index

The provision of financial security in retirement is critical for both individuals and societies as most countries are now grappling with the social, economic and financial effects of ageing populations. The major causes of this demographic shift are declining birth rates and increasing longevity. Inevitably these developments are placing financial pressure on current retirement income systems. Indeed, the sustainability of some current systems is under threat. The primary objective of this research is to benchmark each country’s retirement income system so we can
all learn from each other and thereby improve our systems and generate better outcomes for our present and future retirees. Yet, an assessment of the different pension systems around the world is not straightforward. As the OECD (2015) comments: “Retirement-income systems are diverse and often involve a number of different programmes. Classifying pension systems and different retirementincome schemes is consequentially difficult.”1


Fuente: MERCER

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